Savings

Welcome to North Georgia National Bank. You will find a full array of services accompanied by truly personal service. Please let us know if there is any way we can be of assistance with your financial needs.

 
 
Compare Our Savings Accounts

Accounts

Traditional Savings

Ship Shape Savings

Money Market

Opening Balance

$100 to open an account ($5.00 for 18 and under)

$25 to open an account ($5.00 for 18 and under)

$1,000 to open an account

Minimum Balance

$100 balance1

No Minimum Balance

$1,000 balance

Monthly Fees

$2.00 per month; Fee waived if $100 minimum balance is maintained1

No Fee

$10.00 per month; Fee waived if $1,000 minimum balance is maintained

Features

  • Allowed 6 withdrawals per quarter; $10.00 fee for each withdrawal in excess of 6 
  • Allowed 6 withdrawals per quarter; $10.00 fee for each withdrawal in excess of 6
    Must have a monthly automatic transfer from a NGNB Checking Account to Savings.

 

  • Tiered interest rates based upon balances
  • Allowed 6 withdrawals per month, 3 of which may be checks and 3 transfers; $10.00 fee for each withdrawal in excess of 6

 1 Minimum balance requirements and monthly maintenance fee is waived for those 18 years of age and younger.

Certificates of Deposit

Opening Balance

$1,000 to open an account

Interest

Terms with highly competitive rates. Interest is compounded quarterly and credited quarterly

Features

  • A wide range of terms available*
  • Early withdrawals subject to penalty*
  • Federally insured by FDIC up to $250,000*

 *Contact Bank for more information

Individual Retirement Accounts

NGNB would like to help you prepare for your future. If you are looking for a long term savings solution we have a few you can choose from.
We offer Traditional, Roth, and Education IRAs with fixed terms at competitive rates.

  • Traditional and Roth IRA options
  • No Minimum deposit
  • No setup and maintenance fees
  • Early withdrawals subject to penalty*
  • Federally insured by FDIC up to $250,000

*IRS penalty may apply. Contact Bank for more information

 

 

 

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