Home is where the heart is. Your bank account can be there, too.

Home is where you feel at ease. It's where you have peace-of mind and stability. Your bank should be no different. North Georgia National Bank aims to make your financial life less complicated and a lot more comfortable. In the age of uncertainty, we are a bank you can depend on, not worry about.


Saving Accounts

Traditional Savings

  • $100 to open account ($5 for 18 and under)
  • $100 minimum balance
  • $2 quarterly fee; waived if minimum balance is maintained

Ship Shape Savings

  • $25 to open account ($5 for 18 and under)
  • No minimum balance
  • No monthly fee
  • Required monthly automatic transfer from NGNB checking to savings

Money Market

  • $1000 to open account
  • $1000 minimum balance
  • Tiered interest rates based upon balances
  • $10 monthly fee

Certificate of Deposit

  • $1,000 to open account
  • Terms with competitive rates
  • Interest compounded & credited quarterly
  • Wide range of terms available
  • Early withdrawal bank fee may apply

Individual Retirement Accounts

North Georgia wants to help you prepare for your future! If you are looking for a long-term savings solution, we have a few you can choose from. We offer Traditional, Roth, and Education IRAs with fixed terms at competitive rates.

  • No Minimum deposit
  • No setup and maintenance fees
  • Early withdrawals subject to penalty*

Set up an appointment with one of our Relationship Bankers today for more details!

*IRS penalty may apply. Contact Bank for more information


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