Compare Our Savings Accounts
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Accounts
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Traditional Savings
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Ship Shape Savings
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Money Market
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Opening Balance
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$100 to open an account ($5.00 for 18 and under)
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$25 to open an account ($5.00 for 18 and under)
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$1,000 to open an account
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Minimum Balance
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$100 balance1
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No Minimum Balance
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$1,000 balance
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Monthly Fees
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$2.00 per month; Fee waived if $100 minimum balance is maintained1
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No Fee
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$10.00 per month; Fee waived if $1,000 minimum balance is maintained
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Features
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- Allowed 6 withdrawals per quarter; $10.00 fee for each withdrawal in excess of 6
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- Allowed 6 withdrawals per quarter; $10.00 fee for each withdrawal in excess of 6
Must have a monthly automatic transfer from a NGNB Checking Account to Savings.
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- Tiered interest rates based upon balances
- Allowed 6 withdrawals per month, 3 of which may be checks and 3 transfers; $10.00 fee for each withdrawal in excess of 6
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1 Minimum balance requirements and monthly maintenance fee is waived for those 18 years of age and younger.
Certificates of Deposit
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Opening Balance
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$1,000 to open an account
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Interest
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Terms with highly competitive rates. Interest is compounded quarterly and credited quarterly
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Features
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- A wide range of terms available*
- Early withdrawals subject to penalty*
- Federally insured by FDIC up to $250,000*
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*Contact Bank for more information
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