Business Accounts

Welcome to North Georgia National Bank. You will find a full array of services accompanied by truly personal service. Please let us know if there is any way we can be of assistance with your financial needs.

 

 
 

Business Checking

All of our Checking options include these free services:

  • Debit Card
  • Online Banking with Bill Pay
  • E-Statement
  • 24-hour telephone banking
  • Federally insured by FDIC up to 250,000

Account Type

Business Checking

Small Business Checking

Interest Bearing Non-Profit or Sole Proprietorship Account

Compare Our Checking Accounts

Minimum Opening Balance

$100 to open an account

$100 to open an account

$100 to open an account

Minimum Balance

N/A

$2,500 minimum balance

$5,000 minimum balance

Monthly Fees

$12.00 per month

$12.00 per month; Fee waived if minimum balance is maintained

$12.00 per month; Fee is waived if $5,000 minimum balance is maintained

Other Fees

  • Deposit or Other Credit $0.25
  • Per Check Charge $0.17
  • Returned Item Charge Back $5.00
  • Transfer $5.00
  • ACH Transfer $0.25
  • Coins per Roll $0.18
  • Currency per $100 - $0.15
  • Reserve requirement deduction 10%
  • $0.28 charge for each check written in excess of 100
  • $0.08 charge for each item deposited in excess of 100
  • $0.28 charge for each check written in excess of 100
  • $0.08 charge for each item deposited in excess of 100

Other Features

  • Earning credit on investable balance
  • Courier Service with qualifying account balances
  • Courier Service with qualifying account balances
  • Courier Service with qualifying account balances

Business Savings

Opening Balance

$500 to open an account 

Minimum Balance

$500 balance 

Monthly Fees

$5.00 per month; Fee waived if $500 minimum balance is maintained 

Features

 Allowed 6 withdrawals per quarter; $10.00 fee for each withdrawal in excess of 6

Business Money Market

Opening Balance

$1,000 to open an account 

Minimum Balance

 $1,000 balance

Monthly Fees

 $10.00 per month; Fee waived if $1,000 minimum balance is maintained

Interest

Tiered rates based upon balances

Features

Allowed 6 withdrawals per month, 3 of which may be checks and 3 transfers; $10.00 fee for each withdrawal in excess of 6 

 

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