ATM & Debit Cards

Our MasterCard Debit card gives you a faster, more economical, more convenient way to put the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write a check! So, you can purchase groceries, gas, or anything else wherever MasterCard is accepted. With MasterCard Debit Card, every purchase is as simple as using a credit card.

 
 

UChoose Rewards Points

With North Georgia National Bank Debit Card you can earn UChoose Reward Points. You can make purchases at thousands of merchant locations that accept MasterCard and earn points towards merchandise, travel, gift cards and more. You will earn one point for every $2 you spend by making a signature-based transaction or a PIN based transaction.

Check or Redeem Points

Traveling with your Debit Card

Due to the increase in fraudulent transactions using counterfeit Debit Cards, North Georgia National Bank will be blocking transaction outside of the United State and States that are not connected to Georgia. The States that are open is Georgia, Florida, Alabama, Tennessee, Kentucky, North Carolina and South Carolina. You will still be able to but your PIN in and use the card anywhere. Please call us when you plan to travel or purchase outside of the states. We will be happy to fix your card so you will be able to use your card. Let us know the dates you need open. Without notifying us, your card will be blocked for potential fraudulent use.

Please call us at (706) 629-6499 Monday through Friday 8:00 am-4:00 pm and speak to a customer service representative to notify us of your plans. We apologize for any inconvenience, but feel this is necessary to protect you as well as the bank.

Lost or Stolen Debit Card

During regular banking hours, contact a customer service representative by calling (706) 629-6499 or after hours, call (800) 554-8969. If you call (800) 554-8969, follow up with us at (706) 629-6499.

PIN Number

Call (800) 567-3451 to change your PIN number.

CardValet

A new card management and fraud mitigation tool for debit cardholders. Cardholders simply download the free app from the Apple App Store or Google Play Store, and then they can actively manage their debit card.

With this new and powerful debit card management tool, our cardholders can set parameters for when, where and how their debit card is used. It’s easy to turn ‘Off’ their card from their smartphone, and then turn it back ‘on’ when they want to use it. Using the GPS system in the smart phone, geographic use restrictions can be established. Other controls can restrict usage by merchant and spending limit. Real time alerts create another layer of fraud protection with notice that a transaction was attempted, declined, or both.

CardValet puts the control of debit cards right into the cardholders’ hands.

Control Spending

If you’ve trying to establish or stick to a budget, CardValet can help. Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores. You can also establish these controls by location. The flexible app lets you change these parameters anytime with ease via you mobile device. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs.

Fraud Protection

A lost or stolen card is just one area of concern in today’s world where identity theft, skimming and other attacks are an unfortunate reality. Turning your debit card off when you’re not using it helps safeguard against fraud. When your card is “off”, no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas. Add another layer of protection. And real-time alerts keep you informed when your card is used or declined.

Business Use

CardValet is a great tool for controlling business spending on a debit cards. Use the transaction controls for merchant codes, location and thresholds to ensure employee spending adheres to your company policies.
Review Balances and Transactions

Monitor your finances from anywhere. Use the CardValet app to check your account balances.

Get Started!

Download the app for your Apple iOS or Google Android device.

Google Play Store Apple Store

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